Products and Services
Tower Investments will constantly strive to develop innovative and customised solutions to satisfy our customer’s unique business requirements. Tower Investments can provide both short term and specialised insurance for comprehensive equipment and commodity cover throughout the supply chain.
Tower Investments has established numerous lines for funding with South African and International Banks and alternative funding partners to satisfy our clients Asset Based Finance, Bridging Finance and Supply Chain Finance requirements. Tower Investments will also in special circumstances use our own in-house facilities to fund the needs of our clients.
This in essence means that we are not a Bank but an intermediary, in a position to leverage the relationships that we have to source the best funds available for our client’s funding needs.
What is important to understand is that Tower Investments has an excellent reputation amongst all our fund providers, it has an outstanding internal administration systems and is providing a contact service between banks, asset suppliers and end users.
We will always push the boundaries to meet the needs of our customers while continuing to support the values of our partners in business.
Why Asset Based Rentals?
Treated as an operating expense; in other words it is off balance sheet. Cash purchases of assets must be capitalized and depreciated over prescribed periods. Operating Leases are not restricted by CAPEX or Budget approvals;
Rentals don’t directly contribute to generating or influencing a company’s profit margin. If capitalised, a company’s profit margin and various other financial ratios are however directly and negatively affected of which the most sensitive one surely is dividends to the shareholder.
Allows customers to redirect their cash to income – generating assets, projects, property, etc. rather than assets that depreciate in value, whilst at the same time spreading the cost of the rented equipment over it’s useful life. Rentals provide Cash Flow Certainty – Monthly payments are fixed throughout the term of the agreement enabling you to effectively understanding your exact costs associated to your company’s infrastructure.
Our rental options allow for a myriad of different structures and end-of-term options. Rentals also provide for the added flexibility of component upgrades or changing only selected items during the term of a rental agreement without penalty.
Because we provide extended payment terms and an online asset monitoring and tracking web-site CREST Management Systems, it makes administration that much easier.