About Us
Tower Investments deploys expert asset finance and cash flow solutions to the South African market by utilizing a combination of in-house facilities and strategic banking and funder partnerships. This enables Tower Investments to introduce an unparalleled number of finance structures to its customer base.
Tower Investments manages on behalf of our customers various asset based rental schemes in which we have been assigned the sourcing, procurement and complete management responsibility for all assets relating to each scheme.
Founded in 1994, Tower Investments services some of the largest corporate entities in South Africa, whilst at the same time ensuring its myriad of SME customers are catered for with the highest levels of service available in the industry.
The expertise and systems housed within Tower Investments enable turnkey financial solutions for customers wishing to acquire various forms of equipment. By partnering with our customers, we can tailor a financial solution to suit your specific requirements.
Source of Funding
Assets under management of
R2.5 billion
Properiety pipeline is circa R3.4 billion across 15 funding opportunities
Tower Investments offers a comprehensive range of flexible financial solutions to help your company optimise its business management and growth potential:
Enhance access to working capital – If you need access to additional funds for your business; Tower Investments can customise a financial solution to align to the complexity of your requirements.
Support business expansion and investment – We can assist in freeing up working capital, improving cash forecasting and budgeting and maximising tax advantages.
Streamline fixed and moveable asset acquisition – We research and design solutions that go beyond just the products. We can work with you to develop a financial solution that will compliment your specific business plans.
We make it our business to create successful partnerships with our customers by:
- Identifying and understanding their current and future business needs.
- Developing customised solutions to suit their specific business requirements.
Tower Uxhaso is a majority black owned and managed financial services business in the private equity and credit sector having been established by Tower Investments in 2018.
Tower Uxhaso was formed out of the opportunity to create a black-owned entity to better meet the funding requirements of BEE private equity transactions, South African corporates wishing to comply with radical economic transformation and government institutions falling under the auspices of the Public Finance Management Act (PFMA).
Tower Uxhaso has become an independent financial services business and investment company. The Tower Investments enterprise development program ensured its entry into the sector, by closing the economic gap, bringing Tower Uxhaso into the mainstream economy.
Recently established in the United Kingdom, Tower Investments International Limited (“TIIL”) is a company purposefully created to replicate the core products and services within the United Kingdom and other markets as have been provided by Tower Investments Proprietary Limited in the Southern African market for the last 20 years.
TIIL will initially be run by two local directors as client and funder engagement partners while being resourced by the company’s highly experienced back office resources based in South Africa – a low cost jurisdiction. It is, however, anticipated that local skills will be introduced to fulfill financial accounting and legal services when applicable.
TIIL will provide expert asset finance and cash flow solutions by utilising a combination of in-house facilities and strategic banking and funder partnerships.
VEHICLE SUPPLY & FLEET MANAGEMENT SOLUTION
Tower Fleet Management Proprietary Limited was established in 2018 to complement the service we provide in vehicle and yellow metal financing. Agreements have been negotiated with several suppliers for preferential pricing which provides our customers with an even better and more cost effective option on fleet management. Whilst we continually strive to increase our supplier base, we currently have agreements with industry leading suppliers for all categories of vehicle.
Tower Investments Fleet Management Solution
- The Tower Investments Fleet Management Solution sources and procures both Light and Passenger and Medium and Heavy Commercial Vehicles for our customers.
- Tower Investments utilises unique relationships with suppliers to source vehicles at preferential prices.
- Tower Investments will use either internal funds or relationships with Banks and funding partners to finance specific transactions.
- Structured financing transactions provide for every customer consideration, including Installment Sale Agreements, Operating Rentals and Full Maintenance Leases.
- Tower Investments manages the entire documentation flow between all parties as the central conduit from inception to final vehicle delivery. (Including Credit Applications – FICA processing to dealer vehicle verification and specifications to contract and schedule signoff etc.)
- Tower Investments deals with licensing departments to finalise vehicle licensing and registration – NATIS (Also an annual on-going requirement for the term.)
- Tower Investments provide vehicle tracking, on-board camera’s and fleet management systems.
- Tower Investments provides comprehensive vehicle insurance and manages the claims process.
- Tower Investments deals with all traffic offenses and associated administration.
- Tower Investments proactively manages service, maintenance plans and tyre changes for our customers through recording actual Odometer readings vs the fleet management system.
- Tower Investments provide a My Account system that can be used by our customers to monitor their account of the Asset.
- Tower Investments manage the entire post term settlement process. (Physical vehicle appraisal and evaluation leading to second hand market and trade sales or secondary contract term)
- The entire solution is underpinned by business intelligence and analytics that identifies good solid business practice and profitability management. The loop being closed with feedback from Settlement Management. This business intelligence assists in the initial upfront sales process.